Phones & home essentials on easy EMI.
New phones, certified refurbished phones, kitchen and home appliances, TVs, laptops and furniture, paid for in simple monthly instalments. Every cost is shown in your Key Fact Statement before you sign.
- Instant eligibility check
- APR shown upfront
- No hidden charges
Loans are sanctioned and disbursed by Marathon Finlease Private Limited, an RBI-registered NBFC. EMI, interest, fees and APR are shown in the Key Fact Statement before you sign.
Everything your home needs
From a new phone to a full kitchen upgrade, pick a category to see what you can finance.
The latest phones on easy EMI
From authorised retailers and brand stores, with a GST invoice and IMEI recorded at purchase.
Models, prices and EMI plans depend on partner merchants and are confirmed when you enquire.
Premium phones, honest grades
Every refurbished phone is graded, quality-checked, IMEI-verified and covered by a written warranty of at least 6 months.
Like New
Battery 90%+No visible marks. All functions 100%. Original or equivalent accessories.
Excellent
Battery 85%+Very light micro-scratches only, not visible at arm's length. All functions OK.
Good
Battery 80%+Visible light scratches or scuffs on the body, screen clean. All functions OK.
Fair
Battery 80%+Noticeable wear or dents on the body, minor screen marks that do not affect the display. All functions OK.
Four simple steps
The whole journey is digital, and every cost is shown before you commit.
Choose your product
Pick a new phone, a certified refurbished phone or a home essential from a partner merchant.
Check eligibility
Share your PAN, mobile number and PIN code. We check your eligibility with your consent.
KYC, KFS & e-mandate
Complete e-KYC, review the Key Fact Statement, e-sign the agreement and set up your repayment mandate.
Take your product home
We pay the merchant directly and you take your product home. Pay in easy monthly EMIs.
Know your EMI before you buy
See the monthly EMI, total interest, fees and the all-in APR.
- Loan amount
- —
- Total interest
- —
- Fees incl. 18% GST
- —
- Total you pay
- —
- APR (all-in yearly cost)
- —
Illustrative only. Your actual rate, fees and APR are set by us and shown in your Key Fact Statement.
EMI that is easy and honest
Quick decision
Check your eligibility with your PAN and mobile number and get a decision from us in minutes.
No hidden charges
Interest, processing fee and GST are all listed in the Key Fact Statement. Nothing outside it can be charged.
Flexible tenure
Choose a tenure that suits your budget, typically 3 to 12 months depending on the product and amount.
New + certified refurbished
Finance a brand-new phone or a graded, quality-checked refurbished phone with written warranty.
Wide choice of brands
Leading phone, appliance and electronics brands from authorised retailers and partner stores.
Cooling-off period
Changed your mind? Exit the loan during the cooling-off period by repaying the principal and proportionate cost, with no penalty.
Your money and data, protected
RBI-registered NBFC
Marathon Finlease Private Limited is an RBI-registered non-deposit-taking NBFC. Loans are sanctioned, disbursed and collected by us. We do not accept public deposits.
Data stored in India
Your data is stored on servers located in India and used only for the purpose you consent to.
Consent first
We never access your contacts, photos, media or call logs. You can withdraw consent at any time.
KFS before you sign
You see the Key Fact Statement with APR and repayment schedule before you accept any loan.
Marathon Finlease Private Limited
RBI-registered, non-deposit-taking Non-Banking Financial Company. We sanction, disburse and collect every loan on Marathon Finlease ourselves.
- RBI category
- NBFC - Investment and Credit Company (NBFC-ICC), non-deposit taking
- RBI registration
- Verify on the RBI list of registered NBFCs · RBI NBFC list
- CIN
- U74899DL1995PTC074930
- GSTIN
- 07AAACM5536C2ZS
- Incorporated
- 26 December 1995
- Registered office
- Office No. 304, 3rd Floor, Laxman Palace, 19 Veer Savarkar Block, Shahdara, Delhi 110092
- Certificates
- Certificate of Incorporation · GST registration
- Policies
- Fair Practices Code · Interest rate policy
Sell on EMI. Grow your sales.
Offer easy EMI to your customers. We pay you directly, and the credit risk stays with us.
- Convert customers who cannot pay upfront
- Payment directly from us
- Simple digital process at your counter
Questions, answered
What is Marathon Finlease?
Marathon Finlease is the consumer finance brand of Marathon Finlease Private Limited, an RBI-registered non-deposit-taking NBFC. We finance phones, appliances, electronics and furniture on EMI and lend in our own name.
Who gives me the loan?
Every loan is sanctioned, disbursed and collected by Marathon Finlease Private Limited. Your Key Fact Statement shows the loan amount, interest rate, APR, fees and repayment schedule are shown in your Key Fact Statement before you sign.
What does it cost? What is APR?
You pay interest on a reducing balance, plus a processing fee and 18% GST on that fee. The Annual Percentage Rate (APR) combines all of these into one yearly cost, so you can compare offers fairly. The exact figures are in your Key Fact Statement.
What does "no-cost EMI" mean?
We call an offer no-cost EMI only when a brand or merchant discount fully covers the interest, so the total you repay equals the product price (plus any disclosed GST on fees). We never hide interest inside a processing fee.
Can I cancel after the loan is approved?
Yes. During the cooling-off (look-up) period stated in your Key Fact Statement you can exit the loan by repaying the principal and the proportionate APR, with no penalty.
What if I return the product?
A product return is handled by the merchant under its return policy. If a return is accepted, the merchant refunds us and your loan is closed or adjusted accordingly. Please do not stop EMIs on your own; contact us first.
What happens if I miss an EMI?
Missing an EMI attracts the penal charges listed in your Key Fact Statement and is reported by us to credit bureaus, which can affect your credit score. If you expect difficulty, contact us before the due date.
Do refurbished phones come with a warranty?
Yes. Every refurbished phone financed through Marathon Finlease is graded, quality-checked, IMEI-verified and comes with a written seller warranty of at least 6 months, stated on the invoice.
We are here to help
Email support
support@marathonfinlease.netSupport hours
Monday to Saturday, 10:00 AM to 6:00 PM IST