Policies
Return & refund policy
What happens to your loan when a product is returned.
Product returns
Returns are handled by the merchant under its return policy, shown before purchase. Refurbished phones have a 7-day return or replacement window for dead-on-arrival devices or devices that do not match their grade.
Effect on your loan
When a return is accepted, the merchant refunds us and we close or adjust your loan. Any amount you have already paid beyond what you owe is refunded by us to your bank account.
Cooling-off period
Independent of returns, you may exit the loan during the cooling-off period stated in your Key Fact Statement by repaying the principal and the proportionate APR, without penalty.
Need help?
Write to support@marathonfinlease.net and we will coordinate between you and the merchant.
Last updated: 2 November 2026. Where this page and your loan documents differ, the Key Fact Statement and loan agreement issued by Marathon Finlease Private Limited prevail.